Reports for your YNAB plan.

Connect your plan with read-only access and explore your whole spending history in new ways. Everything runs in your browser, so your plan data never leaves your device.

Read-only access to YNAB. No account to create. Nothing to install.

The Time Over Time report on a sample plan: stacked bars of total spending for 2021 through 2025, rising from $54,833 to $64,585, then 2026 showing spending so far with a hatched estimate on top of it reaching $66,377 by year end, capped by a whisker for the projected range. Bars are broken down by category group.
Time Over Time compares your spending across years, quarters, or months using your entire plan history. Shown on a sample plan.

Free reports for YNAB

Every report reads your whole plan history, however far back it goes. More are added over time.

  • Time Over Time

    Compare your spending this year, quarter, or month with the same period before it. The current period in progress is estimated out to its end.

  • Biggest Movers

    See which categories changed most since the period before, and by how much. A period still in progress is compared only against the same months of the last one.

  • Assigned vs Spent

    Find the categories that deviate furthest from your plan: what you assigned against what you spent, month after month.

  • Income vs Expense

    What came in against what went out, month by month, and how much of your income you actually kept.

  • Seasonality

    Which months are expensive for you: every January pooled together, every February, and so on across your whole history.

Have an idea for a report? Email hello@moneylight.app.

What you'll find here

Your complete plan history

Reports use your entire YNAB plan history, not just recent months, so long-term trends are easy to see.

The numbers, not just the picture

Every chart comes with the table behind it, so you can read the exact figures instead of measuring a bar by eye.

Math you can check

Each report explains in plain language how it got its numbers, including what it had to estimate and what it left out.

Charts worth sharing

Save any chart as an image. The explanation of how it was calculated travels inside the picture, so a figure never circulates without it.

Your data stays on your device

Your browser connects directly to YNAB, downloads your plan, and generates the reports locally. We never receive your plan data.

  • Read-only access to your YNAB plan
  • No account required
  • No advertising or cross-site tracking
  • Page views counted, nothing about your plan
  • Cached only in your browser for faster loading
  • Delete your data at any time

Read the privacy policy

Getting started

  1. Open the app.

  2. Approve read-only access through YNAB.

  3. Explore your reports.

The first sync downloads your plan history. After that, reports load from your browser and only changes need to be refreshed.

What this is

Moneylight Reports is a reporting companion for YNAB. It doesn't replace YNAB or change the way you plan. It simply gives you additional ways to explore and understand the plan you've already built.

It is completely free, with no paid tier or feature restrictions.

Made by Sage Canyon Labs

We also build Moneylight, a separate cash-flow forecasting application for YNAB users.

Moneylight Reports and Moneylight are separate products. They do not share accounts or plan data.

Learn About Moneylight

Open your plan. See it differently.

Discover new ways to understand your spending history with free reports built for YNAB users.